Otter AI Pricing (2026): Every Plan, Real Cost, No Surprises

Basic is free: 300 minutes a month shared across live capture and imports, a hard 30-minute cap per conversation, 3 file imports lifetime, 20 AI Chat queries a month, and only your 25 most recent conversations kept. Pro is $16.99/user/mo month-to-month or $8.33/user/mo billed annually (~$100 charged up front) for 1,200 minutes. Business is $30/user/mo ($19.99 annual, ~$240 up front) with unlimited minutes. Enterprise is custom. All prices are per user. Verified September 2026 against otter.ai/pricing.

Through 2025, Otter Pro included 6,000 transcription minutes a month. The 2025-26 plan reshuffle cut the allowance to 1,200 — roughly an 80% reduction — with no change to the price. It is the most-documented Otter complaint in 2026 reviews (G2, Reddit, competitive analyses). There is no overage option and no rollover: at the wall, transcription stops until the monthly reset or an upgrade.

For a few short calls a week, yes — and full credit, free includes Zoom/Meet/Teams connection, speaker identification, live transcripts, an MCP server, and Otter AI Chat. But 300 minutes is five hours a month, the 30-minute-per-conversation cap truncates a half-hour call that runs over, file imports are 3 lifetime (not monthly), history keeps only the 25 most recent conversations, and export is txt/mp3 only. It is a working demo, not a buildable tool. A .edu email takes 20% off Pro.

Divide plan price by minutes actually used (caps respected): Pro annual is 8.3 cents per minute at 100 minutes, 2.8 cents at 300, 1.4 at 600, and 0.7 cents at the 1,200-minute cap. Pro monthly doubles those figures. Business annual runs 20 cents at 100 minutes down to 0.4 cents at 5,000 — unlimited minutes are the whole point of that tier. On Basic and Pro, one shared minute pool covers live meetings, in-app recording, and imports.

Yes. The $8.33 Pro figure everyone quotes is annual billing — about $100 per user charged at once (about $240 per user on Business). Month-to-month costs 104% more on Pro and 50% more on Business. Otter also runs periodic promotions — a half-off Pro offer was visible in August-September 2026 with regional card restrictions — so confirm current rates before committing a year.

Pro caps the workspace at 5 billed users and Business at 25; outgrowing either forces a tier jump whether or not you need anything else in the higher plan. A 10-seat team on Business annual pays $2,398.80/year, and the same 5 seats cost roughly $700/year more on Business than Pro. There is no per-seat discount inside a tier.

Yes — a .edu email takes 20% off Pro, which works out to about $6.67/mo on annual billing. The 1,200-minute cap and 30/90-minute conversation limits still apply; the discount changes price, not meters.

VocalFuse runs transcription locally on your Windows PC with a Whisper-class model: flat $5/mo Basic dictation or $10/mo Pro AI notes, billed month-to-month per account. No monthly minute pool, no per-conversation cap, no import meter, no seat ceiling, and raw audio never uploads — effective cost per minute only falls as you transcribe more (about 0.4 cents/min on Pro at 1,200 minutes). Honest limits: it does not auto-join meetings or produce cloud speaker diarization; it captures from your microphone and files locally.